Archives for December 2019

Fake News Exposed

Fake News Exposed: They Really Are After You…

Are the chipped credit cards we’ve been compelled to use secure? Yes.

Is the article linked below a crock of shit? Yes. The article falsely states the chips in our credit cards –EMIT– data. The article is a con job attempting to mislead people into buying RFID “blockers.” The article’s “warning” is a specious lie of omission.

A specious statement is one that uses the truth to tell a lie of omission. Can the data stored on the chip of our credit cards be read? Yes. There is data stored in the chip.

Does the chip itself –emit– the data as the article falsely claims? No that is the lie of omission.

The chip in our credit cards is a “passive” RFID chip. It has no power of its own. It cannot emit anything until a powered reader like a point of sale card reader or a cellphone powers the chip set and then reads the data.

So I suppose if you are standing around and somebody holds a cellphone within 1″ of your ass or the cellphone is used to (((tap)))® on your ass and hold it there a moment the data can be read.

The contactless cards and anything being manufactured that a cellphone can (((tap)))® can only be powered and read from a distance of ~1″. They use a wireless network protocol called Near Field Communication (NFC) and “near” means “near.”

Furthermore, all that can be read from the chip in our credit cards is a token. Think of a token as a unique alphanumeric nickname for your actual account. Who is a67c445x89?

Nobody knows who a67c445x89 is except your bank which receives that token (nickname) sent over the cellular network and uses it to look you up. Furthermore, the nickname is encrypted from both ends of the communication.

Anything that uses NFC is very secure. Your credit card account cannot be hijacked by surfers standing near you and reading your account data as these fake articles claim. You do not need to buy “blockers.”


Image of architectural drawing for the Kilbourn Row Townhouses, Milwaukee, WI, designed and proposed by Clinton Gallagher.